Report an incident

Get 24/7 incident response assistance from our global team

Talk to sales

Just fill out the form, and our representative will contact you soon.

Join the Cybercrime Fighters Club

Please review the following rules before submitting your application:

1. Our main objective is to foster a community of like-minded individuals dedicated to combatting cybercrime and who have never engaged in Blackhat activities.

2. All applications must include research or a research draft. You can find content criteria in the blog. Please provide a link to your research or research draft using the form below.

Global strategy paper 2026

Before Fraud Transacts

Enabling proactive prevention in the age of industrialized AI
Download the whitepaper See your exposure
Who it's for
Written for the people accountable when fraud passes through
CEOs
CISOs
Heads of Fraud
AML Directors
Financial Crime Leaders
Heads of Digital Transformation
Risk & Payments
Overview
Modern fraud isn't an event. It's an industrialised campaign that begins weeks before the payment. The transaction is where fraud ends, not where it happens.This paper shows how to disrupt the campaign, not document it after.
Why this paper
This isn't another fraud report. Most reports catalogue what already happened. This one argues the entire defence model is positioned at the wrong point in the adversary's timeline, and lays out the operating model that fixes it: Cyber-Fraud Fusion. It tells you where you're standing in the adversary's timeline, why it's the wrong place, and how to move from documenting losses to disrupting campaigns.
Why it matters now
Regulators in every major market are converging on the same conclusion: if fraud passed through your institution, you are accountable. The evidence that you tried to stop it must be built before the incident, not reconstructed after.
Where your controls stand on the adversary's timeline
Weeks before
Campaign begins — supply chain, infrastructure, mule warm-up
Weeks before
Campaign begins — supply chain, infrastructure, mule warm-up
The numbers behind the shift

Three numbers define
the gap

$579.4B
Lost to bank fraud and scams in 2025
— Nasdaq Verafin | 2026 Global Financial Crime Report
28%
Of fraudulent funds exit a mule account within 15 minutes
— RUSI | 2025
23 days
The operational blind spot between cyber visibility and fraud detection
— Illustrative composite | Group-IB investigations
What you'll take away

One operating model.
Four capabilities.

The architecture institutions are using to move from documenting
losses to disrupting campaigns.

Converge
Converge
All teams, one campaign, one view

Cybersecurity, fraud and AML stop scoring fragments and start seeing the whole operation.

Predict
Predict
Map the kill chain, not the transaction

See what the adversary is doing before it reaches your rails, and intercept where prevention is still possible.

Share
Share
Trade the signal, never the data

Privacy-preserving, cross-institutional sharing of suspicion before fraud is confirmed — flagged at one bank, actionable at all of them.

Disrupt
Disrupt
Don't document the loss — break the campaign

<span style=”color: #ffffff;”>Regional analysts investigate it, Group-IB and law-enforcement partners dismantle it, and Fraud Protection blocks it in your channels in real time.</span>

See your own number

Don't take our
word for it. See
your exposure.

The Fraud Exposure Calculator estimates your institution's annual exposure across APP fraud, account takeover, 3-D Secure and mule cash-out using only your own data, zero vendor benchmarks. Start with two inputs and refine from there.
Open the Fraud Exposure Calculator

Get the operating
model

Move from documenting losses to disrupting campaigns
 — before the transaction, not after it.

Fill out the form below to download the whitepaper for more valuable
data, actionable insights, forecasts and recommendations